Are UK banks still offering franchise loans in 2025?
Are UK banks still offering franchise loans in 2025?
Major banks like HSBC and NatWest used to be franchise-friendly. Is that still true?Yes, but they’re stricter with paperwork now. Having a franchisor with a strong track record really helps secure better rates.
3 Answers
Yes UK banks like HSBC, NatWest, Lloyds, and Barclays are still offering franchise loans in 2025.
Yes many UK banks and specialised lenders are still offering franchise loans in 2025. It’s just that the landscape has shifted a bit: traditional high-street banks are often more cautious these days, so it's common for prospective franchise owners to rely on specialist lenders, government-backed guarantee schemes, or financing brokers instead.
Yes, UK banks are still offering franchise loans in 2025, alongside specialist lenders and finance brokers. While approval depends on credit and business plans, these loans remain a key option for funding franchise startups.